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Heavy rain falls for days and days, building up too much water for groundwater systems to handle. Slowly, the water level begins to rise, creeping higher and higher until it floods into your home, submerging your furniture and belongings. In extremely bad cases, flash floods, with their rushing torrents of muddy water, sweep away houses, cars, trees, and people with ease. How can we, as humans, protect ourselves against this phenomenon? How can we learn, recover, and rebuild? Explore this section to find the answers to these questions.
Floods are one of the most common hazards in the United States. Flood effects can be local, impacting a neighborhood or community, or very large, affecting entire river basins and multiple states.

However, all floods are not alike. Some floods develop slowly, sometimes over a period of days. But flash floods can develop quickly, sometimes in just a few minutes and without any visible signs of rain. Flash floods often have a dangerous wall of roaring water that carries rocks, mud, and other debris and can sweep away most things in its path. Overland flooding occurs outside a defined river or stream, such as when a levee is breached, but still can be destructive. Flooding can also occur when a dam breaks, producing effects similar to flash floods.

Be aware of flood hazards no matter where you live, but especially if you live in a low-lying area, near water or downstream from a dam. Even very small streams, gullies, creeks, culverts, dry streambeds, or low-lying ground that appear harmless in dry weather can flood. Every state is at risk from this hazard.
Natural Hazards - Floods

In the late summer of 2005, the remarkable flooding brought by Hurricane Katrina, which caused more than $200 billion in losses, constituted the costliest natural disaster in U.S. history. However, even in typical years, flooding causes billions of dollars in damage and threatens lives and property in every State.

Natural processes, such as hurricanes, weather systems, and snowmelt, can cause floods. Failure of levees and dams and inadequate drainage in urban areas can also result in flooding. On average, floods kill about 140 people each year and cause $6 billion in property damage.

Although loss of life to floods during the past half-century has declined, mostly because of improved warning systems, economic losses have continued to rise due to increased urbanization and coastal development.
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